Paymentcare Limited, Oak House, 317 Golden Hill Lane, Leyland, PR25 2YJ are authorised and regulated by the Financial Conduct Authority. Our FCA number is 314574. You can check this on the FCA's Register by visiting the FCA's website:
Paymentcare Limited specialises in the provision of insurance cover for Income / Unemployment Protection Insurance; Mortgage Protection Insurance and Loan Protection Insurance protecting you against Accident, Sickness (Disability) and Involuntary Unemployment.
We process the vast majority of policies on line; therefore our operating costs are lower than other providers such as banks, building societies and loan providers. In some cases these traditional providers charge MORE THAN FOUR TIMES as much for comparable cover!
The main reason that our Mortgage, Homeowners Income & Loan Protection policies are much cheaper than these providers is quite simple - we don't load the premiums with extortionate commissions. Get a
Income Protection helped when I needed it whilst finding employment, which was 3 months.
Really helped with the bills for the 3 months I needed it whilst I found another job, would highly recommend Income Protection to anyone.
It was really helpful whilst I needed it and helped pay the bills for 12 months.
Income Protection from Paymentcare; obsoletely brilliant. The policy paid out for a full 12 months. I have recommended it to friends.
Very happy to have had Income protection in place with Paymentcare. Without it, it would have been very difficult, it paid the bills and when you’re ill, bills are the last thing you need to be worried about.
The policy helped at a time I needed it most, which is exactly what I wanted.
I have never been off work before and this policy helped a great deal, really happy with the quick process for the claim payments. I claimed for about 10 months after an operation.
Having this policy in place meant I kept up with my repayments each month, good service provided all round.
The important thing to me was that the policy did what it said on the tin; there were no hidden agendas, all very straight forward. This helped at what was a very stressful time for me.
It helped me no end at such a worrying time, I seriously do not know what I would have done without it.
This policy helped a great deal, I would have been stuck without it, the service has been cracking and really straight forward. I still have a few months to go before I can return to work so it's brilliant.
Ive claimed for unemployment, I am really glad I had this policy in place it helped when I needed it the most.
I had to claim for 3 months due to an accident. The policy helped when I needed it to keep my loan payments going.
The policy really helped me at the time and was one thing less to think about.
Claim was really easy and I claimed for 12 Months. This policy helped me at a really difficult time and I would recommend anyone to take a policy out.
We have claimed on the policy twice. I don’t know what we would have done without it. I’d definitely recommend Mortgage Protection from Paymentcare; the claims process was really easy and paid out promptly.
Claimed for 9 months the claims department were really helpful, no problems with the claim. It was one last thing to think about and gave us peace of mind, would highly recommend this policy.
I Would recommend this policy definitely. Claimed for unemployment then got ill and claimed disability the policy helped enormously would recommend a policy to anyone.
Greatly helped, had to claim twice for unemployment and couldn't have job seekers allowance so this covered my mortgage payments for a total of 6 months.
Payment Protection Insurance specifically for UK credit cards has always only ever been available from the card providers themselves and that´s why Paymentcare´s Credit Card Payment Protection policy offers UK card holders a great alternative. Customers simply select an amount between £1000 and £5000 that best reflects the average outstanding balance across their credit card(s), you can cover as many as you like up to the policy limit as long as you do not exceed 50% of your monthly salary.
It's FREE & EASY to switch an existing policy to Paymentcare with NO PENALTIES.
Can I transfer cover from another Mortgage (MPPI) / Loan / Homeowners Income Protection Insurance provider?
Yes it's easy to transfer cover, provided you are eligible for the policy and can meet a few simple conditions.
Great news...we also waive the initial exclusion period (this is the period of time where you cannot claim for involuntary unemployment) which applies at the start of a policy, provided that you meet these conditions:
Do NOT cancel your existing policy until you have received your new policy documents confirming cover with ourselves. Then you should inform your existing insurer.
Can I transfer cover from another Credit Card Protection Insurance provider?
We are not aware of any other stand alone credit card protection insurance provider! If you meet the eligibility criteria and you deem that the policy meets your demands and needs and you would like to apply for cover, instead of paying over the odds to your credit card company, then of course you may submit an application.
From 15th February 2016 EU Legislation requires that websites offering services online make consumers aware of the Online Dispute Resolution (ODR) this is a means by which complaints about products and services bought online can be complained about. Further information is available at: