TOTAL HOME LOANS DIRECT LIMITED

ABOUT TOTAL HOME LOANS DIRECT LIMITED

We don't offer a 1 month payday loan but as a direct lender we have a similar alternative. Our 3 month instalment loans provide better flexibility for repayments and allows you to settle at any time, only paying for the time you borrow. If your application is successful and you want to settle early, even only after a month, simply contact us at any point for a settlement balance without penalties.

We are fully licensed by the FCA as a payday loan direct lender. Our payday loans are set up for payments spread across multiple paydays.

Yes you can! As a direct lender we understand that not everyone has a monthly payday or finds a big monthly payment easy to budget. To help with this we give you the choice of repaying your loan weekly or monthly. Regardless of your choice you'll only pay for the time your borrow.

As a direct lender we can help a variety of people in many different circumstances. Complete our online application form to see if you meet our initial criteria. If you do, our underwriters will personally assess each application for credit to see if we can help.

If your application is declined with us and, with your permission, is sent to another lender/broker then this may vary.

* A call to an 0330 number costs the same as a call to a normal home or business landline. All numbers that start with 03 are charged at the same rate as normal local or national landline numbers that start with '01' or '02'. If your phone tariff offers inclusive calls to landlines, calls to 0330 numbers will also be included in the same way.