Driven by our commitment to finding the right services to match your needs, we base every solution on the understanding that everyone is unique. Here at Choice Benefits we remain intentionally compact in order to preserve our own sense of focus, purpose and identity, but we have the resources and the reach to professionally advise, inform and support you.
Private health and protection is a big decision for everyone. Our clients can be safe in the knowledge that we will choose the right benefits from the right provider and the right levels of cover. On your behalf we will discuss and agree the benefits of your scheme with your chosen provider and should there be any problems simply call us and let us take care of it on your behalf.
This could be specific provider, or one that has facilities near your home and work. Different providers have characteristics all of their own and where we see a good fit, we will highlight these to you.
Our approach is to be as close to you as you need us to be. We want to know what drives your need for private healthcare and we will give you our experience in helping you make the right decision for you. You will always get clear guidance and we will remove all doubt and hesitation from the decision making process. Your needs and expectations will be the driving factor behind what we do.
Products and services
Private medical insurance (PMI) allows you to avoid NHS waiting lists and receive fast-track consultations and private treatment for short-term, curable medical problems. You are treated privately in an NHS hospital or in a private hospital. Choice Benefits are completely independent and use the whole of market.
International Private Medical Insurance (IPMI) for expatriates is coverage that an individual purchases for themselves and/or their family when assigned internationally. An International Private Medical Insurance plan will enable you to afford the best treatment available, wherever you are. In addition, our experts will make sure to find the best deal on IPMI from the top international providers, to ensure it suits your individual needs
Business Travel Insurance
A business travel insurance policy covers you and your equipment while you're away on business. This can also extend to leisure cover and family if required.
Relevant life policies are a way of providing death in service benefits on an individual basis, no matter how small your business is. They are not classed as a 'benefit in kind' so no tax is payable on the premiums, and in most cases the benefits are paid free of inheritance tax if they are payable through a discretionary trust.
Company Cashplan
A business health cash plan can help keep your workforce happy and healthy, minimising absenteeism and maximising productivity. Schemes can start from as little as £1 per week, so a cash plan is an affordable way of expressing concern for the welfare and wellbeing of your staff - which is a great way to motivate and inspire loyalty.
Key person insurance, also commonly called key man insurance and is an important form of business insurance. There is no legal definition for "key person insurance". In general, it can be described as an insurance policy taken out by a business to compensate that business for financial losses that would arise from the death or extended incapacity of an important member of the business.
Critical illness cover, also known as critical illness insurance, is a long-term insurance policy to cover specific serious illnesses listed within a policy. Should the worst happen, it gives a tax-free ‘lump sum’ – a one-off payment, to help pay for your mortgage or rent, debts, or pay for alterations to your home such as wheelchair access should you need it, but it’s your choice how you spend it.
Employee Assistance Programmes (EAP) are employee benefit programmes offered by many employers. EAP are intended to help employees deal with personal problems that might adversely impact their work performance, health and well-being. EAP generally include assessment, short-term counselling and referral services for employees and their immediate family.
Occupational health teams keep people well at work – physically and mentally. Occupational health services will help keep your employees healthy and safe whilst in work and manage any risks in the workplace that are likely to give rise to work-related ill health.
A health assessment will give you an overview of your current health. It can help identify any future health risks and offer you practical ways to get healthier and fitter. We offer a number of assessments suitable for your needs.
With a solid background in company and individual health insurance and employee benefits industry, Nick has a depth of knowledge that will add significant value to the decisions you want to make.
Having worked in world class private medical insurance, the NHS, wellness and employee benefits organisations, Terry adds a unique perspective for Choice Benefits clients as they consider what benefits they need whether individual or company clients.
We are always pleased to hear from existing and prospective clients. The team will be available during office hours but if you have an urgent matter out of hours, we'll do our best for you.
