for our master trust as we are committed to providing the highest standards of safety and security for our members. We take the security and safety of employees' pension funds very seriously.
The Smart Pension Proposition Structure
Andy Cheseldine has joined Smart Pension taking over Claire Altman's former role as independent chair of trustees.
Darren is the Chief Investment Officer of a privately owned, independent investment management firm as well as the founder of Claradan, a company that provides behavioural analysis and strategies to businesses specialising in financial markets and services.
UK's largest independent provider
Barnett Waddingham provides comprehensive, innovative, client-focused investment consultancy services to Trustees, Employers, Charities, Local Authorities and Universities. Strategic decisions are of paramount importance; time and resources spent here will contribute far more to achieving the best results than anywhere else. Barnett Waddingham believes that the best strategic decisions are made by trustees who actively challenge and debate issues with their advisers. This leads to engaging discussions, which drive enthusiasm for their work.
Detailed information on the investment strategy provided by Smart Pension is outlined in the following document [the Statement of Investment Principles is currently under review and will be released soon]. The trustees recommend that members go into different default funds according to age and with a different investment plan to reflect differing requirements for these age groups. We also provide the option to use any one of the investment funds, regardless of your age.
It is estimated that there are 2.7 million Muslims who currently live and work in the UK. With that in mind, Smart Pension has introduced a new ethical Sharia fund for those that wish to invest in a fund that complies with the principles of Islamic finance. Employees will be able to select the Sharia fund when logged into their account area as an alternative to our default funds. Please note however that this fund operates outside the charge cap regime and carries an additional investment charge of 0.75% p.a. on pension assets in this fund.
Our team at Smart Pension focuses on three simple goals. That:
Your company's workplace pension is fast, secure and free, now and ongoing, forever.
Welcome to Smart Pension.