ABOUT RETIREMENT PROFESSIONALS
Retirement Professionals are a specialist ‘At Retirement’ intermediary committed to helping our customers make the most of their pension savings, which is of paramount importance when deciding which route to take at retirement.
Our hassle-free service offers you guidance and support which enables you to make the right financial decisions. From helping you select the right retirement income product, to securing you the highest annuity income from the whole of the UK annuity market.
Our research includes providers who offer enhanced annuities. These can potentially offer you an even higher level of income based upon your lifestyle and medical history.
The minefield that is pensions can be a confusing place. However our consultants will provide you all the information you need to help you make an informed decision.
Retirement Professionals are committed to delivering the highest levels of customer service. We put you and your needs at the heart of everything we do.
Our employees are well trained, highly motivated and dedicated to achieving the best results for you. Honesty, integrity and a commitment to go that extra mile are typical qualities of everyone within Retirement Professionals. Our employees receive industry expected training throughout their career and enjoy the support and encouragement of experienced management.
Above all, everyone at Retirement Professionals has energy, enthusiasm, drive and determination.
Your retirement is our business!
Call now to see how one of our Consultants can help you maximize your income in retirement.
Retirement Professionals Ltd is an appointed representative of pi financial ltd which is authorised and regulated by the Financial Conduct Authority (FCA). You can view the FCA Register by
The changes to pensions which were introduced in April 2015, means you have various options at retirement. Here is a breakdown to help your decide what to do.
You could be paid a set amount every month for the rest of your life, so you’ll know exactly how much you are getting and when. This option helps you protect against longevity and will ensure your pension/s lasts for the rest of your life.
– Use the rest to provide a guaranteed income for life
– Provide for your spouse or beneficiaries in the event you were to decease
You can decide if you want to take an income or not take an income for a term between 3 and 25 years. This option helps you stay in control of your income if you’re not ready to tie yourself into a lifetime income. At the end of your chosen term, you will receive a Guaranteed Maturity Value (if you have not exhausted your entire fund) which can be used to purchase another Fixed Term Annuity, Lifetime Annuity, Flexi-access Drawdown or take the rest as a taxable lump sum.
– Use the rest to provide an income* or choose not to take an income
Keep your money where it is in your pension pot. It’ll give you the time to think about your pension options and you can plan how best to use it to provide for your future. Your pot is left invested so it has the potential to grow.
For help with any of your retirement options, please call us on 0800 098 7050. Alternatively, you can provide details on our contact page by completing the online form.
Retirement Professionals
Up to six months before you retire, your pension provider will send you a ‘wake-up pack’. This will tell you the value of your pension pot, the different annuity types available and the benefits of shopping around, rather than taking the annuity offered by their provider.
Your provider will have to state which annuity types it does and doesn’t offer.
10 weeks before you retire, your pension provider will send you a follow-up pack. Neither this pack nor the wake-up pack will contain application forms for taking out an annuity. Follow-up packs stress the importance of making a decision.
If you don’t visit a financial adviser, your pension provider must make sure you’ve answered these questions.
If you decide not to visit a financial adviser, you can shop around for your annuity yourself – doing this almost always gives you a higher income in retirement.