Thomas has been a fantastic help to us over the last few years, reviewing our finances, investments and insurances. We have received extremely good advice and particularly like his concise summary of our meetings and action plans which as busy orthodontists with little spare time, gives us the specific points we need to address. Thomas has a detailed understanding of the workings of the NHS pension and additional benefits of working with him are his contacts in the dental profession. We would whole-heartedly recommend Thomas and his team.
I enjoy listening to and understanding clients’ concerns and providing the most suitable plans to help them achieve the objectives..
I started working as a financial adviser in 1993, set up practice in 1998, and subsequently established and was a founder partner of ‘money4dentists’. In August 2007, I set up Essential Money Limited to provide comprehensive financial planning advice to dentists nationwide. I really enjoy working with clients, helping them to get the most out of their money and essentially giving them the peace of mind they need regarding their finances.
I have more than twenty years experience in general practice advising a wide range of owner managed and family businesses on audit , accounting, taxation and business development matters. As a partner in the accountancy firm Morris & Co, my particular expertise is in acting for new business start-ups and in the property sector and I'm part of the firm’s forensic accounting and litigation support team. I qualified as a Chartered Accountant in 1993 and am a member of the Taxation and Audit Faculties of the Institute of Chartered Accountants in England and Wales.
My wife and I are both dentists. We arrived in England as young dentists with no experience in the business world. Our first problem was, income protection cover, what do we need and what are available? Secondly what pension schemes are available for dentist? One telephone call to Thomas Dickson was all that was needed. Living in Stoke on Trent at the time Thomas set up a profile for us and came to us in Stoke with the necessary paper work. We can now concentrate just on our work knowing that our financial matters are in good hands. Since our first meeting I was confident in using him for non-dental related problems. Being a South African it is difficult to find a competitive mortgage rate. I left everything in Thomas‘s hand and to the surprise of the agent I had a mortgage set up in four weeks. He also advised me about insurance.
Having moved to Thomas after 30 years from another company we were unsure if he would be as good as he had been recommended to us. However he is way beyond any comparison with our previous advisor. He has time to listen, his advice has been spot on, and more importantly he has picked up quickly what our likes and needs are. We do not feel rushed during our meetings, and he responds to emails promptly. Most impressively his advice on our investments has been excellent.
How We Can Help You Now
We organise and prepare a structured proposal to the banks to ensure the banks minimum credit requirements are met and the lending is agreed. In this present financial climate, it’s crucial the initial presentation to the banks satisfy their criteria. We help put together cashflow forecasts and give guidance...