Fresh Perspective Financial Planning is an Independent,
Chartered firm of financial planners.
We take our independence seriously as it means we can review the whole market in order to find the best solutions to meet your financial needs. Our independence means that we remain totally unbiased and can always act in your best interests. Our ethos is different to many other financial services firms in that we put our clients at the heart of what we do.
To provide you with the peace of mind that your financial planning needs are being well looked after.
To help you identify your key goals and objectives and then help you to achieve these by managing your finances in the most effective way.
“Most people just want to live their lives without having to worry about money. As a Chartered Financial Planner my role is to help clients manage their wealth and to take that worry away.”
How we can help you
Having first gained a clear understanding of your goals, needs and priorities, together with knowledge of your current personal and financial position, we will be able to provide clear strategies and recommendations across all areas of your financial planning.
Our aim is simple; to help you identify your key goals and objectives and then help you to achieve these by managing your finances in the most effective way.
We are highly skilled, experienced and qualified in the evaluation, construction and ongoing management of client investment portfolios.
We advise on accumulating wealth for retirement, help you to preserve that wealth such that it should serve its purpose throughout your retirement, and will advise you on the most appropriate means for generating an “income” from your funds.
Careful thought, consideration and planning help maximise your enjoyment of your wealth during your lifetime, prevent unnecessary disputes and burdens following your death, and ensure that a liability to tax does not arise unnecessarily.
We can help you to make informed decisions as to how to fund private-school and university education and, if time permits, make recommendations for putting in place appropriate savings vehicles for this purpose.
Our sophisticated cash flow forecasting suite of tools, can be utilised to help you to understand what the future might look like based on your current position and taking account of how things might change going forward.
They provide valuable tools for evaluating whether you are on target to achieve your goals, needs and priorities.
We can help you calculate your protection needs, evaluate the adequacy and cost-effectiveness of your existing arrangements, and make recommendations for additional cover as appropriate.
Once wealth has been accumulated there are a number of ways in which it can be utilised. For many, the satisfaction of making gifts to good causes either during life or by way of bequests following death can be a hugely rewarding and personally fulfilling experience.
We can help you formulate a giving strategy in this key area of financial planning, one often ignored by other advisers.
By forming long-term relationships with our clients we are able to keep all of these aspects of their financial planning under regular review, providing you with a joined-up strategy and helping to ensure that your expectations are met as priorities change with time, and that there aren’t any unpleasant surprises.
This title is only awarded to firms committed to developing and maintaining the knowledge and capability of their people so they can deliver the highest quality advice.
Chartered firms must also follow a demanding code of ethical practice. This means they must work in a principled manner that places clients’ interests at the heart of the advice they give.
“I don’t understand financial products”
At Fresh Perspective, we want to give you peace of mind through delegating the ongoing management of your financial planning to us, giving you time to focus on what is truly important in your life, be it raising a family, excelling at work, finding time for hobbies, or simply making the most of your spare time.
We invite you to take a tour of our website to see whether we can help you on your financial planning journey.
Fresh Perspective Financial Planning is a different type of financial planning firm, one that puts our clients at the heart of what we do.
