We are a different kind of financial adviser
for you that should be the real focus of your – and our – attention. Because only when we understand each client’s hopes and dreams for the future can we put the financial plan in place to achieve them. That’s what interests us and keeps us doing what we do.
Of course, it’s our job to understand the pros and cons of all kinds of investments and financial products, but it’s always the bigger picture that counts. Your wealth isn’t an end in itself. It’s simply the key to unlocking your financial freedom.
Callisto is based in a beautiful parkland setting close to Rainford in England’s north west. We are proud to serve clients from across our region and further afield, helping to get their financial houses in order and establishing a solid foundation for achieving future plans.
We are in the business of building relationships, and every one of them begins with a conversation
It’s easy to go through life picking up financial products – pensions from different workplaces for instance, or investments that seemed a good idea at the time.
These products may or may not perform well, but without thinking about what financial freedom means to you – then putting a plan in place to achieve it – you won’t get the most from your portfolio.
At Callisto Wealth Management, helping you to achieve financial freedom is fundamental to everything we do. But what do we mean by it?
Financial freedom means having the chance to do these things rather than simply dreaming about them. And our role is to help make it happen.
How may we help you to discover your goals?
The only thing that’s certain is uncertainty. It can make my job challenging, but it’s a fact of life. After all, I’m a financial adviser and wealth manager, and while it would be useful to know what’s going to happen, I help people get in great financial shape whatever the future has in store.
My dad was a financial adviser too and I was always fascinated by what he did for a living. He earned people’s trust and helped them plan for a comfortable future; it seemed a worthwhile thing to do, and I hoped that one day I’d follow in his footsteps.
So it was a brush with the unexpected that set me on this path. I wish the circumstances had been different, but it helped me realise that we need to prepare for the future rather than predict it.
My motivation remains the same as ever – to help clients get their financial affairs in order and, ultimately, to fulfil their dreams. When they come to me, their finances are often in a mess – no goals, no plan, no structure. They have worked hard to build up a nest egg and they deserve better advice than they’ve had.
This insight has been at the heart of my development over the last 25 years or so. In the past, I took the same approach as many other financial planners in that my investment methods involved making predictions, reacting to economic and market events, and taking short-term decisions using the funds that were most popular at the time. However, I began to feel that there must be a better way, and I finally changed direction when I set up Callisto Wealth Management.
And I was right: there is another way. My motivation remains the same as ever – to help clients get their financial affairs in order and, ultimately, to fulfill their dreams.
How we are paid
One of our fundamental principles is ‘Clients First, Always’. This means always being open and transparent with every client, including about the way we are paid for the work we do.
Put simply, we do not take commission for any of the products or investments we recommend. We work only for our clients and, as such, when we begin working with you we quote a fixed project fee based on your specific situation.
Over the years, we have worked with enough individuals to know that there is no ‘typical’ Callisto Wealth Management client. However, some aspirations that our clients are interested in do crop up time and again. Here are some examples of what our clients are aiming for.
Selling up and moving is a dream for many of our clients, whether to a place in the sun or somewhere with a climate more similar to our own.
Spending lots more time on the golf course – for leisure, not business!
More time to enjoy nature in the company of a faithful pet
Helping people find financial freedom is our passion. It’s something we could happily talk about all day. However, it’s what our clients think about us that really counts, and we’re very proud of the feedback they give.
Everyone’s journey is different, but we hope that all our clients experience a similar sense of peace of mind when we put our approach into practice. Certainly, their generous words indicate that we’re doing something right.
Working with Callisto is great because Andrew gives you a lot of confidence that he knows exactly what he’s doing, he’s got good people working for him, he’s very pleasant to meet up with, he puts things into English.
By handing things over to Andrew and taking his advice it means that my husband is free from messing about with finance and moving money. It's given both of us a lot of confidence that we’re on the right track, we're going forward and life is good! We can spend more time with the family, we can travel more and, generally speaking, we don’t have any worries.
The key strength of working with Callisto is financial freedom. I’m not tied in; I can take the amount of money I need to live on and the money I leave in there is making a reasonable interest rate.
I had been looking around for a new financial adviser since my old one retired. Callisto helped me by putting together a package which fitted exactly what I wanted, and also listened to what I wanted first and then went on with the compliance, risk assessments and so on.
I had drifted through life picking up various policies along the way. Andrew helped me to understand what I had put my money into and explained it all in terms that made sense.
