Around two years ago we were asked to assist a client who had suffered a large fire in Nottingham. We provided a full detailed schedule with estimated costs and the client was able to negotiate with the relevant parties to reinstate the building. Unfortunately, a fire destroyed a large part of the building which meant that our schedule understandably had to address the water damage caused when the fire brigade tackled this major fire. Indeed, it featured in the local news due to its extent. The detailed information we provide in these situations greatly helps with tackling the aftermath of such incidents.
If you are still having problems with #floodsincarlisle or #floodsinyork then by all means give us a call. We can offer help and advice in dealing with your insurance claim.
We have recently been involved in a subsidence claim in Nottingham which started over 28 years ago. The extension to the house was moving due to poor ground. There were a number of issues to resolve and we negotiated successfully with the loss adjuster to demolish and rebuild the extension to the house.The loss adjuster played his part in the project to ensure that works could take place without undue delay. The main house was in satisfactory condition and not affected. Works started in Autumn 2015 and the existing extension was finally demolished. Planning Permission was obtained and the new extension was constructed with a new pitch roof instead of the original flat roof. The Local Authority required this in order for Planning Permission to be permitted. You will see that this makes the property much more pleasing to the eye. I guess the moral of the tale is, if you believe you have an insurance issue, then don't give up. We are here to help you resolve such matters and obtain great job satisfaction from seeing a property being improved or, in some cases, brought back to life.
I have recently heard that my client in Derby has settled her insurance claim. Unfortunately, she did not receive the full settlement and had to accept a lower amount which represented around 75% of the value of the claim. This also included a VAT element which left her out of pocket. As mentioned previously, it is always wise to make sure that the insurance contract you take out will provide sufficient cover in the event of a serious loss, such as a flood or fire damage to your property. In addition, it is important to make sure that the fire reinstatement valuation of your property is as accurate and up to date as it can be. Many clients I have dealt with in the last ten years have been under insured, which creates a shortfall even before a claim has been made. For example, people often base the reinstatement value of their house on the price they originally paid for it, which is often incorrect. Consideration needs to be given to demolition costs, professional fees for surveryors and engineers, etc., plus full reinstatement costs of the property itself - all of which need to be taken into account to give a true value of the property. We can help you work out these costs as part of the service that we provide.
We recently went on holiday to Gran Canaria and returned to a hotel we had been to seven years ago. We were told that in the last two years the company had spent 45 million euros on refurbishment. It is a beautiful place, as I am sure you will agree, when looking at this picture of the reception area. Even on holiday I am interested in such construction projects.
We acted on behalf of a client in Derby who had a fire at Christmas. Unfortunately, her insurance company have still not dealt with the claim. The moral of this tale is to make sure you take out insurance that is not only good value for money, but will provide the cover you need should the unthinkable happen.
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