Why Choose Aspire Money
Aspire Money is a loan broker and not a lender, we have a panel of lenders that may be able to help you. We do not provide any recommendations or advice, the choice is completely yours.
We are dedicated in helping you find the right financial solution.
In some cases the loan may be paid on the same day provided you meet lender criteria which is subject to further checks.
We help you based on your individual circumstances.
Aspire Money Personal
Aspire Money is a loan broker, and not a lender. Put simply, we specialise in finding a loan to suit your needs and individual circumstances. Our lenders provide unsecured personal loans of any amount between £500 and £25,000 with flexible repayment periods of 1 to 5 years. So whether you have a poor or perfect credit rating, need a small cash sum, or need to spread the cost of a larger loan over a number of years, we’ll help you narrow down the options available so that you can choose an affordable loan that’s right for you.
If you are able to repay a smaller loan amount over a relatively short period of time, then a personal loan can be a great option. However, personal loans will often have higher interest rates, particularly if you are only borrowing a small amount, so it’s worth considering the overall cost of borrowing before you decide to go ahead. Interest rates also vary and are calculated on your individual circumstances. If you have been turned down by the bank, then an unsecured loan can provide an alternative option for borrowing money. An unsecured loan is often easier to apply for, and you will normally receive your loan amount faster than if you had applied for a secured loan, as the lender will not need to check the value of your assets for security. Unsecured loans can also be used to consolidate existing debts, making them easier to manage and pay back. If you have missed several payments, then you could consider opting for an unsecured loan to manage your debt repayment before it has a negative impact on your credit score. For free, impartial advice on managing debt you can contact the National Debtline or Citizens Advice.
Even if you have a bad credit score, it is still possible to obtain an affordable loan. We understand that life doesn’t always run smoothly, and a poor credit history shouldn’t stand in the way of securing an affordable personal loan to help pay for a new car, improvements to your home or any other unexpected costs which may come your way. Our lenders assess candidates on their individual circumstances, and they will take into account your income and outgoings as well as any other assets you might have when you apply for a loan. However, if you have a bad credit rating, then you will be considered a high-risk customer, and they may charge higher rate of interest.
If you have a poor credit history, you may still be able to borrow money, or obtain a better rate on a loan, if you have a guarantor. This means that a second person, such as friend or family member, will be responsible for making your loan payments if you fall behind, minimising the risk to the lender.
To be considered for an unsecured personal loan through Aspire Money, you must:
Our quick online application process will help you find the best loan option available from our panel of over 20 providers, and once you’ve chosen your preferred provider, we aim to get you the money you need as quickly as possible.
AN UNSECURED LOAN FROM A FINANCIAL INSTITUTION IS NOT SECURED ON ANY ASSET. SINCE THERE IS NO COLLATERAL ATTACHED TO THIS TYPE OF LOAN, LOAN PROVIDERS MAY SEE YOU AS A HIGHER RISK.
WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP, GO TO