HBFS is an impartial equity release specialist, helping you to release equity from your home or your planned new home. We offer whole of the market advice and give you access to all the SHIP equity release plans from all the UK equity release providers. SHIP plans come with a set of guarantees to protect your financial future. Have you read our Safe Home Income Plans (SHIP) page?
Preferential offers and rates from equity release providers
No Hard Sell
Our initial free consultations are carried out in the comfort of your own home by one of our highly trained, qualified and regulated advisers. All equity release schemes explained jargon-free and in plain English. Our Financial Advisors are dedicated to help you decide whether releasing equity is the best option for your situation, and with our equity release advice, provide you with the knowledge and confidence to choose which equity release plan is best for you.
I recently referred a client of mine to Kathleen Tedstone of HBFS Equity Release for some specialist advice outside of my jurisdiction. From the point of referral to the completion of the business my client received a top quality level of service from Kathy. Kathy was able to give the client and his family specialist advice on Equity Release and took the time to discuss all fundamental costs and future implications. I was always kept updated by Kathy as the application progressed and I received a personal message from the client about the great service provided by Kathy. Equity Release is a very sensitive area of the borrowing market as you are essentially dealing with elderly clients, but Kathy's knowledge and expertise in this field along with her very personal approach of understanding the client's long term needs makes her the only Equity Release adviser I would refer my clients to. I would therefore have no hesitation in recommending Kathleen Tedstone of HBFS Equity Release to you and your clients.
To Kathleen Many many thanks for all the help and understanding you have given me in the past few weeks. You were great and thanks for your lovely card and once again Many Many thanks. Miss M Brown
Just wanted to say thank you to you and pat and the gang for all your helpful and relevant advice in relation to making my parents move to their retirement apartment possible. Nothing was too much for you and on behalf of the 'Gibson' family, thanks for your professionalism, kindness and helpfulness,. We couldn't have done it without you.
Please accept our sincere thanks for all your advice and assistance in relation to the purchase of our new apartment. We are settling in nicely and enjoying life. Thank you all
To Kathy and all the team at HBFS Thank you so much for all your help, patience and kindness which has been much appreciated
We are now settled in our new apartment and we would like to thank you for all the help you gave to us. Every Blessing for the future
Mr and Mrs R - used a equity release plan to help them buy their new home:-
"Just wanted to say thank you to you and the gang for all your helpful and relevant advice in relation to making my parents move possible"
"Nothing was too much trouble for you and on behalf of the family thanks for your professionalism, kindness and helpfulness. We couldnt have done it without you.
"Many many thanks for all the help and understanding you have given me in the past few weeks. You were great and thanks for the lovely card and once again Many many thanks"
A warm welcome to HBFS from Kathy Tedstone and her team. HBFS are Specialist Equity Release Mortgage Advisors based in Birmingham helping the retired and their families from across the UK make the best use of their property equity.
Equity Release Mortgages is a simple subject , made complicated by jargon. Our task is to ensure that all barriers to understanding the options available to you are completely removed. we search the all of the products on the market to select the right lifetime mortgage for you.
We pride ourselves on the very high standards of service that we provide. If you (and any family members) would to discuss your own plans with us then please contact us for a no obligation chat.
Please contact Kathy if you would like to discuss Equity Release products.