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Plus, of course, open windows and doors don’t just allow fresh air in. Burglars can use them for access to your home, taking your belongings with them when they leave. And properties left empty while owners go on summer holidays also provide an attractive opportunity for burglars.
Barbecues are one of the great pleasures of summer, with the unmistakable aroma of hot coals and outdoor cooking always seeming to accompany the hottest days of the year. However, there are two major risks associated with barbecues that we should all be aware of – food poisoning and fire.
We want to help make sure your barbecue is safe as well as fun, so here are some pointers to help you avoid both.
If you are involved in an accident, it’s important to write down the details as this will help us speed up the claims process for you. Include the date, time and location of the accident, the vehicles and people involved and an account of what happened, along with eyewitness accounts and a diagram of the accident. If you have a mobile phone with you, take photos of the scene and close-ups of the damage. And never admit you were at fault. It’s up to the insurance companies to agree who caused the incident when they’re in possession of all the facts.
Longer days, lighter evenings and a sudden urge to tend to those things that have been waiting all winter to be fixed often cause us to get the DIY bug at this time of year. Some of us find DIY relaxing. Others find it frustrating. And, unfortunately, more than a few of us find it painful because DIY is one of the major causes of accidents in the home. So here are some tips that can help make sure you don’t need fixing up after fixing things in the home.
If the job could potentially be dangerous, don’t go it alone. Wait for someone to help or at least to be there in case anything goes wrong and you need assistance. And if you’re using a ladder, make sure it’s properly secured and it’s solid and stable. Don’t over-reach or stretch too far or the ladder might not be the only thing that goes crashing down.
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In the spring we often expect a downpour. But it’s best to help prevent your home being damaged by water.
Before April showers set in, check drains around your property and remove any debris that could cause water to flow away more slowly, or block the drain entirely. This can help prevent small-scale surface flooding. But, of course, sometimes the risk is greater than this.
If you do live in a flood risk area, keep a supply of sandbags and listen out for severe weather warnings. If flooding is imminent, a good tip is to open doors and windows and smear the frame with silicone sealant, then shut and lock them to provide a watertight joint. If you can, also cover windows, doors and airbricks with plywood, sandbags or metal sheeting.
The easiest way to do this is room by room, making a note of the contents and the cost of replacing them. For example, in bedrooms it would include furniture, carpets, curtains and so on, and also clothes, which collectively could be the most valuable things you possess. It’s also a good idea to keep receipts for any valuable items you buy, for reference.
"After having had a crash (which was not my fault) I was so grateful and impressed by RS Insurance and the way that they handled everything so efficiently. My car was taken away as it was not road worthy within 2 hours of the incident and I was given another vehicle to keep me on the road. Unfortunately, my car was written off but RS helped to help get me a better valuation and the insurance company paid me £420 more than they offered initially. Not only that but they let me keep the hire car for a couple of extra weeks to allow me some time to buy a replacement. Truly, truly grateful RS, thank you dearly."
"Thanks to the claims team at RS for getting the third party courier firm who backed in to my office to pay up ! Really great service, thanks again!"
"Thanks for making the whole process so simple and putting everything together in one package"
"For over a decade RS have consistently 'gone that extra mile' to ensure that my family and I have enjoyed peace of mind, sure in the knowledge that we are covered both at home and on the move. The level of service provided is truly five star."
"I have used RS Insurance for a number of years for both my business and private insurance needs. Prompt and reliable advice has always been provided by their professional staff and I would have no hesitation in recommending their services."
Doing it yourself? Do it safely Longer days, lighter evenings and a sudden urge to tend to those things that have been waiting all winter to be fixed often cause us to get the DIY bug at this time of year. Some of us find DIY relaxing. Othe . . .
``Prompt and reliable advice has always been provided by their professional staff..``
``The level of service provided is truly five star..``
``Really understood my company requirements ...``
