Flowers McEwan is a financial planning practice with many years of experience specialising in wealth management.
We are here to provide you with objective counsel on how to achieve your financial goals, coaching on how to handle your money and comprehensive, independent financial advice.
Managing money is not an end itself. Money is a tool for helping you achieve what really matters in your life. So let us help you work out what you really want to do and then how best to organise your finances to make it happen. We will be doing a good job if you: get better organised financially; clearly understand the financial options open to you; make good financial decisions; and, as a result, achieve peace of mind.
How can we help you to construct your financial plan?
Our Wealth Management service is for your life journey: we want to understand where you are now (your circumstances), where you want to be (your goals) and how best to help you get there (your financial plan). The financial plan can include all sorts for the journey: spending plans, budgets, savings, investments, pensions, insurance, tax planning, estate planning, managing risk, loans and mortgages, trusts, wills, powers of attorney. But don’t worry, getting on top of that is our job. Life journeys aren’t in a straight line – you will encounter obstacles, circumstances will change or you may change your mind about the destination so the plan usually needs regular review and adjustment and we do that too. Think of us as the mountain guide supporting you in the climb to the top. We assist in planning the route, make sure you have the right kit and help you set reasonable expectations about what can be achieved and in what time period.
Usually a major life event triggers the need to get some advice. Receiving an inheritance, selling a business, landing a well paid job, getting married, having children, bereavement, retirement. Sometimes people just wake up to the need to think ahead and start asking questions: Will I have enough? Or, how much is enough?
“Thank you for your time yesterday too. I think Mrs. W seemed quite liberated at the end of it, I know she’s been worrying a bit since her husband died as to whether she was ‘doing a good job’ with the finances.” Friend of client, York.
Our Wealth Management service works really well if: you have investments or pension funds with a total value over £1,000,000 (our minimum is £500,000); or you earn over £100,000pa; or your financial affairs are complex and you need comprehensive advice. We advise private individuals, owner managed businesses, private trusts and charity trustees.
(If this doesn’t fit you very well you are still free to call us and discuss your situation. Even if we can’t help we may well be able to steer you towards someone who can).
