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AFFINITY SELECT INSURANCE SERVICES LIMITED

Company
AFFINITY SELECT INSURANCE SERVICES LIMITED (03565404)

AFFINITY SELECT INSURANCE SERVICES

Phone: 01825 745 410
A⁺ rating

ABOUT AFFINITY SELECT INSURANCE SERVICES LIMITED

From the moment you make contact with the PI Expert you will experience a service that marks us out from the competition. Our Business is a people business. We are emphatically not a call centre, we know that your time is precious so we won’t waste it with a recorded message or a call queuing system. We deal with people and their businesses, not references and numbers. You will always get through to a real person who knows what they are talking about and will have time to listen to you.

We are an independent professional indemnity insurance broker. We are not tied to any products or companies. You can trust us to find the right cover for your business. All of the companies that we use are rated A or above for financial stability by ratings Agency Standard and Poor. You can rest assured that the insurer that we recommend will be a specialist in providing cover for your profession.

We have access to every insurer, including Lloyds, so you know that the minute we start working for you we will track down the most suitable policy to protect your business at the best possible price. We will look to get you the best deal for your cover every time. That means we will talk to you in advance of your renewal to find out how your business has changed. Then we will carry out a full market search, to ensure that you continue to get the right cover, at the right price, every time.

Quite often, people living in a block of flats or along the same street may form a Residents’ Association or Residents’ Management Company. It’s…

It is not unusual for people to mix up these two covers indeed we are often asked for Professional Liability cover a combination of the two policy types! It is important to understand which cover you need to buy. In most cases the answer will be that both Public Liabil8uty and Professional Indemnity Insurance will be required. Professional Indemnity Insurance provides cover against the advice that you give in the course of your work, Public Liability Insurance provides cover against the things that you do (or do not do) that result in injury to others. So for example a claim that arises because you have provided a report where a crucial figure is mistyped would be covered by a Professional Indemnity where as a Public liability policy would pick up a claim made against you for tripping over and throwing coffee on your customers carpet.

In a price comparison world it is tempting to think of shopping for your Professional Indemnity Insurance cover on line, however there are a number of dangers in doing this. Unlike Motor Insurance, where most policies provide the same cover, there are many differences between the cheapest and most basic policies on offer and the rest. This is because Motor Insurance has been compulsory throughout Europe over many years now and the format for the cover and limits are laid down in established legislation. This is not the case for Professional Indemnity Insurance. Without specialist knowledge of the PII market it can be difficult to be sure not only that you are comparing like for like, but also whether the policy in question is actually going to cover you for the widest extent of the work that you are doing. For this reason, although it can be useful to search the internet for different providers and to get some idea of what is available and the price, it is always best to seek the advice of an Independent Broker such as PI Expert before proceeding with a purchase.

One of the major issues that buyers of Professional Liability Insurance find does not arise until there is a claim. The issue that causes the most problems is that of breadth of occupation covered. What buyers of PI insurance are often unaware of is that the PI policy covers for them only for the activities that they have declared on their proposal form or when buying or renewing their policy. Claims which stray outside of this range of activities will not be covered by a Professional Indemnity policy. Take for example the case of the Architect who has declared on his proposal form that his work is 100% on low rise domestic buildings. If he even does one design for a commercial extension this will not be covered by his PII policy. Professional Indemnity policies that are bought online often suffer from this problem many quote engines will require the customer to choose one occupation when buying their PII insurance and if you choose the wrong profession then you might find that you have no cover for a substantial part of your work. For example an Estate Agents wording may not be suitable for many Estate Agents they may need the enhanced protection provided by a RICS Surveyors professional indemnity policy. PI Expert always advises customers to over declare it is better to be over protected so if there is some possibility, however small, that you might do a certain type of job, then you should put it on your proposal form, even if you rank it as 0.1% of your total projected turnover.

KEY FINANCES

Year
2016
Assets
£180.53k ▼ £-12.22k (-6.34 %)
Cash
£61.07k ▼ £-49.82k (-44.93 %)
Liabilities
£109.53k ▼ £-78.4k (-41.72 %)
Net Worth
£70.99k ▲ £66.18k (1,375.66 %)

REGISTRATION INFO

Company name
AFFINITY SELECT INSURANCE SERVICES LIMITED
Company number
03565404
Status
Active
Categroy
Private Limited Company
Date of Incorporation
18 May 1998
Age - 26 years
Home Country
United Kingdom

CONTACTS

Website
www.piexpert.co.uk
Phones
01825 745 410
01825 761 479
Registered Address
UNITS 1-6 HORSTED SQUARE,
BELLBROOK INDUSTRIAL ESTATE,
UCKFIELD,
EAST SUSSEX,
TN22 1QG

ECONOMIC ACTIVITIES

64191
Banks
65110
Life insurance
65120
Non-life insurance
70229
Management consultancy activities other than financial management

LAST EVENTS

28 Feb 2017
Total exemption small company accounts made up to 31 May 2016
14 Jun 2016
Annual return made up to 18 May 2016 with full list of shareholders Statement of capital on 2016-06-14 GBP 100
25 Apr 2016
Amended total exemption small company accounts made up to 31 May 2015

See Also


Last update 2018

AFFINITY SELECT INSURANCE SERVICES LIMITED DIRECTORS

Jennifer Ann Vaughan

  Acting
Appointed
19 May 1998
Occupation
Insurance Broker
Role
Secretary
Nationality
British
Address
Rams Cottage, Eastbourne Road, Halland, Lewes, East Sussex, England, BN8 6PS
Name
VAUGHAN, Jennifer Ann

David Vaughan

  Acting
Appointed
07 November 2000
Occupation
Financial Print
Role
Director
Age
59
Nationality
English
Address
Rams Cottage, Eastbourne Road, Halland, Lewes, East Sussex, England, BN8 6PS
Country Of Residence
England
Name
VAUGHAN, David

Jennifer Ann Vaughan

  Acting
Appointed
19 May 1998
Occupation
Insurance Broker
Role
Director
Age
57
Nationality
British
Address
Rams Cottage, Eastbourne Road, Halland, Lewes, East Sussex, England, BN8 6PS
Country Of Residence
England
Name
VAUGHAN, Jennifer Ann

BRIGHTON SECRETARY LIMITED

  Resigned
Appointed
18 May 1998
Resigned
19 May 1998
Role
Nominee Secretary
Address
381 Kingsway, Hove, East Sussex, BN3 4QD
Name
BRIGHTON SECRETARY LIMITED

Andrew Follows

  Resigned
Appointed
20 May 1998
Resigned
07 November 2000
Occupation
Claims Assessor
Role
Director
Age
60
Nationality
British
Address
8 Spanish Court, Mill Road, Burgess Hill, West Sussex, RH15 8BA
Name
FOLLOWS, Andrew

BRIGHTON DIRECTOR LIMITED

  Resigned
Appointed
18 May 1998
Resigned
19 May 1998
Role
Nominee Director
Address
381 Kingsway, Hove, East Sussex, BN3 4QD
Name
BRIGHTON DIRECTOR LIMITED

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Excellent according to the company’s financial health.