After almost 24 years we retired the HCB pyramid moving to a new identity as the HCB Group together with a new company logo that more accurately reflects that ours is a people business.
HCB Group has provided independent employee health, wellness and claims management services to Employers, Intermediaries, Insurers and Pension Scheme Trustees in the UK and Ireland for over 30 years.
We appreciate that every client, every case and every person we work with needs different levels and types of support, so you will not receive a standardised take it or leave solution from us. What we offer clients no matter whether you are a SME or a multinational business is a practical solution and cost-effective service based on expertise, knowledge, experience and customer service.
We are one of the pioneers of Early Intervention services in the UK & Ireland and fully understand that managing the health and wellbeing of your workforce is vital to the profitability of your business, as losing any employee for a protracted period can be damaging but losing a key employee could be catastrophic. That’s where our Employee Health Management support can be invaluable to you. We provide you with the knowledge and hands on practical expertise to ensure that when an employee has any health issues we are there to support both you and your employee from day one. Because the biggest investment that any business makes is your people.
HCB Group can provide Employee Benefit Consultants, Wealth Managers, Financial Advisers, Accountants and other professional services providers with an outsourced health management service. If you are placing insured or self-insured programmes you will know that in managing those programmes for your clients it is vital that you understand the health risks presented by their workforce. Active risk management together with early intervention support and case management can deliver lower premiums, and will help you to tailor the benefits for Income Protection, Medical Insurance, Cash Plans, Critical Illness and even Pension Schemes.
HCB Group understands that insurers are measured by two key factors, premium and claims handling. It could be said that claims are the only “product” an insurance organisation has, and brand, reputation and profitability all rely heavily on the accuracy of the claims decision, and the customers experience. We are experts at assessing disability risk, (short or long term benefits), and also at engaging with customers from claim outset, gathering current and relative information, quickly, and delivering interventions designed to return claimants and members to work in optimum timescales. Our technical team can also provide temporary claims assessors (short or longer term), and assist with independent claim audits, process review, best practise guidance, and TPA services.
What else can we provide?
There are a number of reasons why trustees and pension managers may lose contact with a retired pension member, sometimes they have moved house, some will have passed away, some may have lost capacity, but whatever the reason maintaining good records is a critical criteria in running any pension scheme. The Pension Regulator states that ‘there is a significant body of law which requires good records to be kept and which applies variously to trustees, managers and providers of pension schemes. Legal obligations to keep records about members and their benefits arise from many sources, including trust law, primary and secondary legislation, tort, contract law and European law.’ HCB Group can help you identify and find those members that for various reasons you simply cannot find and contact.
The Core Business Centre is located approximately half a mile from the Didcot and Harwell junction of the A34, the Milton Interchange. The A34, provides a quick, and efficient dual carriageway link from the M4 (junction 13) and M40 (junction 9) motorways. Travel is therefore easy from London , the Midlands and the rest of the South of England.
From M40 - Take the M40 to Junction 9 north of Oxford . Turn south onto the A34 (signposted for Oxford ), follow the A34 for approximately 20 miles, passing Oxford and Abingdon. At the A4130 junction (Milton Interchange) leave the A34 and take the 3rd exit off the roundabout, the A4130 to Wantage, Harwell and Steventon. Proceed along the A4130 past the second set of traffic lights, a short way after you will see an apple orchard, the entrance to the Core Business centre on the left.
From M4 - Take the M4 to junction 13 north of Newbury. Turn onto the A34 (signposted for Oxford ) and follow it for approximately 10miles. Leave the A34 at the Milton Interchange, leave the A34 and take the 1st exit off the roundabout, the A4130 to Wantage, Harwell and Steventon. Proceed along the A4130 past the first set of traffic lights, a short way after you will see an apple orchard, the entrance to the Core Business centre on the left.
The nearest station is Didcot Parkway on the main line between London Paddington and Birmingham and London Paddington and South Wales . We are 40 minutes from London Paddington. Taxis are usually waiting outside the station.