You’ll find a range of competing lenders providing these Equity Release schemes, each of which will vary in terms of what it can offer you. To help determine the best option for you, you should always seek professional advice from an independent Equity Release specialist.
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At the Equity Release Information Centre, we are committed to making our websites inclusive because accessibility has a positive effect on general usability and we believe that websites that are accessible and usable benefit and add value to everyone.
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The materials in this site are provided "AS IS" and without warranties of any kind either expressed or implied, and to the fullest extent permissible pursuant to applicable law, the Equity Release Information Centre disclaims all warranties of merchantability and fitness for a particular purpose. The Equity Release Information Centre does not warrant that the functions contained in the material will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. The Equity Release Information Centre does not warrant or make any representations regarding the use of or the result of the use of the material in this site in terms of their correctness, accuracy, and reliability or otherwise. Any disputes will be heard under the jurisdiction of English Law.
Please contact us using the details set out below if you wish to: ask any questions or provide feedback about this Website Privacy Statement; make a request for access to any personal data that we may hold about you (for which we may charge a small fee) and to have any inaccuracies in your information corrected; or make a complaint about the way in which we have handled your personal data.
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Terms of Business
We are not tied to the Equity Release products of one company: We source the whole of the market for suitable Equity Release solutions and, act impartially when giving advice.
Where a conflict of interest arises between you and any other party involved with ERIC, we will provide written notification and obtain your consent before proceeding.
We will provide a detailed written recommendation report before proceeding with any Equity Release transaction on your behalf.
When we have arranged your equity release plan for you we will be happy to provide ongoing advice and information upon request.
You or your appointed agent can inspect upon request documents relating to your equity release plan. All our records will be retained for a minimum of three years. We reserve the right to provide copies where the original documents would allow access to information of other client’s transactions.
We have to comply with the Money Laundering Regulations 2007 and as such we need to verify your identity and may therefore ask you to provide us with documentation such as passport or driving license. We may refuse to accept certain instructions if, when requested, documentary evidence is not provided. We will not be liable for any financial loss occurring to delays in such verification.
You, or we, may terminate your authority for us to act on your behalf at any time, without penalty. Notice of termination must be given in writing and will take effect from the day of receipt. Termination is without prejudice to any transactions already initiated, which will be completed according to these terms of business unless otherwise agreed in writing. You will be liable to pay for any transactions made prior to termination and any fees that may be outstanding.
Entering into an equity release plan could effect your entitlement to means tested benefits. Before proceeding with Equity Release, you must ensure that you understand the features and risks associated with the product and are content to accept that level of risk.
In order to advise you properly on Equity Release and assess your suitability for particular products and services we must obtain detailed information from you about your financial and personal circumstances.
By signing and returning our fact find document you agree to our terms and conditions of business:
You agree that any information provided, may be disclosed to third parties (e.g. credit reference agencies or product providers) for the purpose of processing your application.
You agree that we may use the information that we hold about you from time to time by post, fax, email or telephone to bring to your attention products or services, which may be of benefit to you.
