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NORFOLK & SUFFOLK FINANCIAL SERVICES LIMITED

Company
NORFOLK & SUFFOLK FINANCIAL SERVICES LIMITED (01183300)

NORFOLK & SUFFOLK FINANCIAL SERVICES

Phone: 01502 501 922
A⁺ rating

ABOUT NORFOLK & SUFFOLK FINANCIAL SERVICES LIMITED

We have a growing list of new and long standing clients who we believe come to us, and stay with us, because we provide professional, unbiased expertise that helps them with their financial planning and outcomes.

N&S are here to help. We take time to fully understand your needs before we ever start to advise you on the best options. If you’d like to have a free, no-obligation chat about how we can help you make the most of

Norfolk & Suffolk was established in 1974 with one of the original founders, Paddy Hardiman still involved with the running of the company to this day.

The company has previously provided general insurance services as well as being a finance broker but since 2004 the firm has solely concentrated on financial services and providing holistic financial planning and advice to its clients.

Whilst the company’s main office has always been based in Lowestoft, the firm has previously had offices based in Norwich, Ipswich and Stowmarket. The company moved into their current modern, purpose-built premises on Quay View Business Park in 2010 and remains firmly committed to its local roots.

The other current directors of the company are Mike Davies who joined the firm in 1991 and Chad Morris who joined in 2001.

We commit to being open, upfront and transparent on costs with our clients, seeking agreement from them at each stage prior to proceeding with any work and to avoid any surprises. Unlike many financial advice firms, we publish our fee structure (see Our Charges section) and believe that we offer advice to clients at a reasonable cost and provide them with great value for money. We commit to being clear with our advice and explaining our recommendations which may, at times, be to do nothing. We will not recommend any course of action we do not feel is in our client’s best interests.

Whilst we are happy to deal with one-off transactions, our ethos is geared towards building strong and mutually beneficial, long-term relationships with clients with a view to us being considered as a trusted adviser who is on hand to help, wherever possible.

Being a Chartered firm means we have met the exacting professional standards required in respect of technical knowledge and regulatory compliance and we believe our advice process reflects this.

Initial client enquiries can be made face-to-face or by phone and, assuming we are able to deal with your needs, we will arrange an initial fact-finding meeting, which is free of charge, to provide us with a clear understanding of your specific needs and current financial situation. The initial meeting is also a way for you to learn about how we work, to help you decide we are people you feel you can work with and, likewise, whether we feel we can work with you.

Assuming we are able to assist you, we will write to you summarising our discussions, how we can help and providing details of what the costs will be.

Often the next stage for advising on pensions and investments is to undertake a review of your current arrangements and to provide you with a report offering guidance and advice on your options, which will enable you to make an informed decision as to whether you wish us to act on your behalf. Should you decide not to proceed with us, it is important that you have a clear understanding of your options and the suitability of your current arrangements.

Assuming that you instruct us to act for you then we will again give a clear indication of the costs as well as likely timescales and what will happen next. Any product recommendations will be presented to you in person, ensuring you are happy with our recommendation and always offering you time to consider things before deciding if you want to proceed.

For clients with pensions and investments, we offer an ongoing service for which we charge an annual fee of 0.5% of the value of your plan. This provides you with regular reviews of your plans and ensures the ongoing suitability of your investment whilst taking into account any changes to your financial circumstances.

We are confident our approach to giving advice to clients is clear, fair and in their best interests.

We are committed to being open, upfront and transparent with regard to our charges and the linked PDF document

covers the topics listed and provides full details of our charges and charging structure.

Our Terms of Business

As our business name suggests, we span two counties which makes us ideally placed to provide services to clients in Norfolk and Suffolk as well as those located further afield. For those wishing to meet with us, we advise that you contact us in advance in order to arrange a mutually convenient time and to ensure our most appropriate advisers are available.

Our business is founded on client service and placing our clients’ needs first. We offer integrity, confidentiality, technical expertise, and value for money. Our advisers and administrators work as a team to pool technical and specialist knowledge and to ensure regulatory compliance. Remuneration is by salary.

KEY FINANCES

Year
2016
Assets
£138.82k ▲ £8.12k (6.21 %)
Cash
£98.1k ▲ £9.66k (10.92 %)
Liabilities
£42.15k ▲ £0.25k (0.59 %)
Net Worth
£96.67k ▲ £7.88k (8.87 %)

REGISTRATION INFO

Company name
NORFOLK & SUFFOLK FINANCIAL SERVICES LIMITED
Company number
01183300
Status
Active
Categroy
Private Limited Company
Date of Incorporation
06 Sep 1974
Age - 46 years
Home Country
United Kingdom

CONTACTS

Website
www.norfolkandsuffolk.co.uk
Phones
01502 501 922
Registered Address
3 QUAY VIEW BUSINESS PARK,
BARNARDS WAY,
LOWESTOFT,
SUFFOLK,
NR32 2HD

ECONOMIC ACTIVITIES

66190
Activities auxiliary to financial intermediation n.e.c.

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LAST EVENTS

22 Sep 2016
Total exemption small company accounts made up to 31 December 2015
26 Jul 2016
Termination of appointment of Patrick Joseph Hardiman as a director on 26 July 2016
19 Apr 2016
Annual return made up to 31 March 2016 with full list of shareholders Statement of capital on 2016-04-19 GBP 16,480

CHARGES

27 November 2006
Status
Satisfied on 25 February 2013
Delivered
29 November 2006
Persons entitled
Barclays Bank PLC
Description
F/H 10 gordon road lowescroft suffolk.

14 February 1990
Status
Satisfied on 14 December 2012
Delivered
15 February 1990
Persons entitled
Northern Rock Building Society
Description
10 gordon road lowestoft suffolk.

3 May 1989
Status
Satisfied on 14 April 1991
Delivered
18 May 1989
Persons entitled
Barclays Bank PLC
Description
10 gordon road lowestoft suffolk.

See Also

NORFOLK & SUFFOLK FINANCIAL SERVICES LIMITED DIRECTORS

Ruth Elizabeth Davies

  Acting
Appointed
13 January 2004
Role
Secretary
Address
3 Quay View Business Park, Barnards Way, Lowestoft, Suffolk, NR32 2HD
Name
DAVIES, Ruth Elizabeth

Michael Ian Davies

  Acting
Occupation
Financial Adviser
Role
Director
Age
59
Nationality
British
Address
3 Quay View Business Park, Barnards Way, Lowestoft, Suffolk, NR32 2HD
Country Of Residence
England
Name
DAVIES, Michael Ian

Chad Alistair Morris

  Acting
Appointed
21 June 2005
Occupation
Financial Advisor
Role
Director
Age
44
Nationality
British
Address
3 Quay View Business Park, Barnards Way, Lowestoft, Suffolk, NR32 2HD
Country Of Residence
England
Name
MORRIS, Chad Alistair

Sally Elizabeth Hardiman

  Resigned
Resigned
13 January 2004
Role
Secretary
Address
Dunburgh Meadow Dunburgh Road, Geldeston, Beccles, Suffolk, NR34 0LL
Name
HARDIMAN, Sally Elizabeth

Richard George Catchpole

  Resigned
Appointed
20 February 1997
Resigned
26 January 2001
Occupation
Company Director
Role
Director
Age
54
Nationality
British
Address
Waveney House Priory Road, St Olaves, Great Yarmouth, Norfolk, NR31 9HQ
Country Of Residence
England
Name
CATCHPOLE, Richard George

Patrick Joseph Hardiman

  Resigned
Resigned
26 July 2016
Occupation
Insurance Broker
Role
Director
Age
81
Nationality
British
Address
3 Quay View Business Park, Barnards Way, Lowestoft, Suffolk, NR32 2HD
Country Of Residence
England
Name
HARDIMAN, Patrick Joseph

Ian Duncan Harper Henderson

  Resigned
Resigned
30 April 1994
Occupation
Financial Consultant
Role
Director
Age
78
Nationality
British
Address
1 Lockhart Avenue, Colchester, Essex, CO3 3QU
Name
HENDERSON, Ian Duncan Harper

Graeme Jolly

  Resigned
Resigned
02 August 2004
Occupation
Insurance Broker
Role
Director
Age
58
Nationality
British
Address
9 Yareview Close, Reedham, Norwich, Norfolk, NR13 3SZ
Country Of Residence
England
Name
JOLLY, Graeme

Stephen James Leggett

  Resigned
Resigned
12 November 1998
Occupation
Insurance Broker
Role
Director
Age
73
Nationality
British
Address
2 Burhill Close, Eaton, Norwich, Norfolk, NR4 6LX
Name
LEGGETT, Stephen James

Richard Sullivan

  Resigned
Appointed
07 March 2002
Resigned
31 December 2010
Occupation
Chartered Accountant
Role
Director
Age
59
Nationality
British
Address
Romany Rise, Broadview Road, Lowestoft, Suffolk, NR32 3PL
Country Of Residence
England
Name
SULLIVAN, Richard

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